Is investing in the stock market like gambling?

There is a widespread belief, especially among the risk-averse segment of the population, that investing in the stock market is more like gambling than investing. Given the volatility of the stock market over the past decade, it is understandable that people might believe this. However, simply put, these people are wrong. Here’s why.

First, let’s address the basic question: Why invest at all? I’m sure your answer to this question would be a little different from mine. However, generally speaking, we are investing for the future. We invest because we want to improve our lives or the lives of others in a constructive way. We invest because we want to retire early, send our children to college, or so we can donate our time or money for worthy purposes.

To earn money to achieve these goals, you will need to make good investment decisions. Most people would agree that good investment decisions maximize future returns while minimizing risk. If you want to achieve a very meager rate of return with little or no risk, you would invest in money market accounts or CDs. However, it will be difficult for you to even keep up with inflation by investing in these types of investment funds. In fact, you can argue that every investment has a rate of return that is not at least as high as a long-term inflation rate is not an investment at all.

On the other hand, the stock market has a long-term rate of return between 8-10 percent and has significantly exceeded inflation over time. In addition to the rate of return, the primary difference between the stock market and lower-yield investment assets is short-term variability. Even the best investors admit that it is difficult to predict the exact movement of the stock market during a certain day, week, month or even year.

However, if you look at longer periods of time, it has been proven that the stock market outperforms most other investment assets. In addition, although it has recently experienced a difficult period, it is very likely that the economy will continue to grow in the long run as long as there are new technological and other improvements that lead to increased productivity. Since the trajectory of the stock market usually reflects the trajectory of the economy, it is fairly safe to assume that both the economy will grow and the market will grow.

Investing in stocks can be a very profitable way to invest in the long run. Keep in mind, however, that successfully investing in individual stocks is extremely challenging and that you need to know what you are doing before you start. If you think you have no knowledge or do not want to invest time, you can still take advantage of the long-term benefits of the stock market by investing in index funds or mutual funds.

No matter how you decide to invest in the stock market, make sure you understand that people who say that investing in the stock market is like gambling miss the bigger picture. Looking at the bigger picture and the long-term investment strategy, it is very likely that you will lead them in the long run.

Cryptocurrency for beginners

In the first days of its launch in 2009, several thousand bitcoins were used to buy pizza. Since then, the meteoric rise in cryptocurrency to $ 65,000 in April 2021, after a staggering 70 percent drop to about $ 6,000 in mid-2018, has baffled many people – cryptocurrency investors, traders or simply the curious who missed the ship.

How it all started

Keep in mind that dissatisfaction with the current financial system has led to the development of the digital currency. The development of this cryptocurrency is based on the blockchain technology of Satoshi Nakamoto, a pseudonym apparently used by a programmer or a group of developers.

Despite many opinions predicting the death of cryptocurrency, the performance of bitcoin has inspired many other digital currencies, especially in recent years. The success with crowdfunding brought about by blockchain fever has also attracted those to deceive the unsuspecting public and this has attracted the attention of regulators.

Outside of bitcoin

Bitcoin has inspired the launch of many other digital currencies. There are currently more than 1,000 versions of digital coins or tokens. Not all are the same and their values ​​are very different, as is their liquidity.

Coins, altcoins and tokens

At this point, suffice it to say that there are fine differences between coins, altcoins and tokens. Altcoins or alternative coins generally describe anything other than pioneering bitcoin, although altcoins such as ethereum, litecoin, ripple, dogecoin and dasha are considered the ‘main’ category of coins, meaning they are traded on multiple cryptocurrency exchanges.

Coins serve as currency or a storehouse of value, while tokens offer the use of assets or useful assets, an example being a blockchain supply chain management service to check and track wine products from the winery to the consumer.

It is important to note that low-value tokens or coins offer opportunities to increase, but do not expect similar meteoric increases as bitcoin. Simply put, lesser-known tokens are easy to buy, but difficult to sell.

Before embarking on cryptocurrency, start by studying the value proposition and technological considerations, or commercial strategies listed in the White Paper that accompanies each initial coin offering or ICO.

For those familiar with stocks and stocks, this is no different than an initial public offering or IPO. However, IPOs are issued by companies with tangible assets and business experience. All this is done in a regulated environment. On the other hand, the ICO is based solely on the idea proposed in the White Paper by a company – which has yet to operate and without assets – that seeks funds to start.

Unregulated, so customers beware

‘What is unknown cannot be regulated’ probably sums up the situation with digital currency. Regulators and regulations are still trying to keep up with cryptocurrencies that are constantly evolving. The golden rule in crypto space is ‘caveat emptor’, let the customer beware.

Some countries keep an open mind by adopting a hands-free policy for cryptocurrencies and blockchain applications, while keeping an eye on open scams. However, there are regulators in other countries who are more concerned with the disadvantages than the advantages of digital money. Regulators generally understand the need to strike a balance, and some are looking at existing securities laws to try to control many types of cryptocurrencies globally.

Digital wallets: the first step

A wallet is necessary to start working with cryptocurrency. Consider electronic banking, but without the protection of the law in the case of virtual currency, so that security is the first and last thought in the crypto space.

The wallets are of the digital type. There are two types of wallets.

  • Internet-related hot wallets that put users at risk of hacking

  • Cold wallets that are not connected to the Internet and are considered safer.

In addition to the two main types of wallets, it should be noted that there are wallets for only one cryptocurrency and others for multiple cryptocurrencies. There is also the option to have a wallet with multiple signatures, somewhat similar to a joint bank account.

The choice of wallet depends on whether the user is interested in bitcoin or ethereum, because each coin has its own wallet, or you can use a third-party wallet that includes security features.

Notes in the wallet

The cryptocurrency wallet has a public and private key with personal transaction records. The public key includes a reference to the account or cryptocurrency address, as opposed to the name required to receive payment by check.

The public key is available for everyone to see, but transactions are confirmed only after verification and validation based on a consensus mechanism relevant to each cryptocurrency.

A private key can be considered a PIN commonly used in e-financial transactions. It follows that the user should never give away a private key to anyone and make backup copies of this data to be stored offline.

It makes sense to have a minimum amount of cryptocurrency in a hot wallet, while a larger amount should be in a cold wallet. Losing a private key is just as good as losing your cryptocurrency! The usual precautions apply to online financial transactions, from having strong passwords to being wary of malware and phishing.

Wallet formats

Different types of wallets are available to suit individual preferences.

  • Third party hardware wallets that must be purchased. These devices work as a USB device that is considered secure and connected only when needed to the Internet.

  • Web-based wallets provided by, for example, crypto exchanges are considered hot wallets that put users at risk.

  • Wallets based on desktop or mobile phone software are generally available for free and can be provided by coin issuers or third parties.

  • Wallets on paper can be printed with relevant data on cryptocurrency owned with public and private keys in QR code format. They should be kept in a safe place until they are required during a crypto transaction, and copies should be made in the event of an accident such as water damage or printed data that fades over time.

Crypto exchanges and markets

Crypto exchanges are trading platforms for those who are interested in virtual currencies. Other options include websites for direct trade between buyers and sellers, as well as brokers where there is no ‘market’ price, but it is based on a compromise between the parties to the transaction.

So, there are many crypto exchanges located in different countries, but with different standards of security practices and infrastructure. They range from those that allow anonymous registration that only requires email to open an account and start trading. However, there are others that require users to adhere to international authentication, known as Know-Your-Customer, and anti-money laundering measures (AML).

The choice of cryptocurrency exchange depends on the preferences of the users, but anonymous ones may have restrictions on the allowed volume of trading or may be subject to sudden new regulations in the country of the domicile market. Minimum administrative procedures with anonymous registration allow users to start trading quickly, while going through KYC and AML processes will take more time.

All cryptocurrencies must be properly processed and verified which can take from a few minutes to a few hours, depending on the coins or tokens being performed and the volume of the trade. Scalability is known to be a problem with cryptocurrencies and developers are working on ways to find a solution.

Cryptocurrency exchanges are in two categories.

  • Fiat-cryptocurrency Such exchanges allow the purchase of fiat-cryptocurrency through direct transfers from bank or credit and debit cards, or through ATMs in some countries.

  • Only cryptocurrencies. There are cryptocurrencies that deal only with cryptocurrencies, which means that customers already have to own a cryptocurrency – such as bitcoin or ethereum – to ‘exchange’ for other coins or tokens, based on the market rate

Fees are charged to facilitate the purchase and sale of cryptocurrencies. Users should do a survey to be satisfied with the infrastructure and security measures, as well as to determine the fees that are comfortable for them because different tariffs are charged by different stock exchanges.

Don’t expect the usual market price for the same cryptocurrency with exchange differences. It might be worth spending time researching the best price of coins and tokens that interest you.

Financial transactions online carry risks and users should heed warnings such as two-factor authentication or 2-FA, keep abreast of the latest security measures and be aware of phishing scams. One golden rule for identity theft is not to click on the links provided, no matter how authentic the message or email is.

Cases of using Blockchain

Blockchain is exactly what the name says – a block of transactions linked in a chain. Originally created to support cryptocurrency, Bitcoin, Blockchain technology has taken off and has the potential to revolutionize our lives, economy and world. One of the biggest things about Blockchain is that all transactions are public. This means you can trace all the way back to its origins.

For example, imagine a foodborne illness. Contamination could be traced from the plate to the supermarket and back to the source of the product. Let’s go a step further than this transparency. We live in an armed society. There are many weapons that are trafficked illegally. Blockchain technology will not only eliminate the illegal trade, but will also be a way to hold the source of the illegal arms trade accountable. In addition to allowing transactions to be public, Blockchain transactions are also fast.

Blockchain could potentially replace existing trading platforms as investors selling stocks through Blockchain will have instant access to their funds instead of typical waiting times. Transactions made on the blockchain take place extremely fast, at a low price and, most importantly, are more secure than many, if not all platforms. Security is a huge factor in Blockchain that is transforming the world as we know it. Due to its design, Blockchain basically cannot be hacked. His transaction books are decentralized, which means that there are copies of those transactions and they must be verified by nodes. Once the transaction is verified, it is “sealed” in a block and change is almost impossible. Because this platform is so secure, it could be used as a voting medium in the United States – and even around the world.

There are so many alleged cases of corruption and fraud that voting using Blockchain would eliminate those fears. Again, everything is public. It’s right now. And he is very safe. There will be no worries that the votes will be changed or the votes will not be counted. The non-refundable book will confirm that. In addition to being public, reliable and secure, Bitcoin is also very profitable. For most transactions, this will eliminate the middleman. There will be little need for third parties to manage or review transactions. Companies will not have to lose security costs to prevent fraud because Blockchain covers it. Businesses will also be able to use Blockchain to assess their own supply chain and identify inefficiencies.

It’s funny how Blockchain started as a small platform to support Bitcoin, and now this technology is bigger than the one it created to support. Although Blockchain technology is relatively new, there are many benefits that are too good to overlook. Blockchain technology is transparent. All transactions take place through the public ledger. Blockchain technology is fast and cost effective. And finally, blockchain technology is safe and secure.

Target potential customers using Facebook

Facebook is not just used to hang out with friends and family. Used correctly targeted potential customers using Facebook it can be achieved both organically and paid for. There are several ways to help grow your business when it comes to this popular social media site. The information that follows can help you use Facebook to advertise your personal brand and offer to increase your customer base.

Advantages of the group

A Facebook group can be useful to all members by sharing relative and relevant content with each other. The group can encourage subscribers to join online communities and communicate regularly. This will also give you the ability to inform your subscribers about updates, create engagements and share tasks, content and ideas with each other.

It is not advisable to buy Facebook fans just to have “numbers”. While it can be tempting, it doesn’t always give the results you want. These fans are not necessarily targeted waters in your niche and will bring relatively nothing to the table.

Make sure your Facebook group is in line with your niche and personal branding. Appearance is important in marketing your personal brand. If your site is not attractive, people are less likely to want to visit it, let alone return.

Sharing valuable content

Create valuable content-rich posts and videos. Fans will follow you if they get value and engagement from your content and community. Use Facebook as a means of engagement, not a platform to push or try to “sell” your products.

Regularly posting videos on Facebook, whether posted or live, is another way to share your information and further brand yourself. It’s easier to get someone’s attention through video. You can also share information about your article in the press, along with your video, for further exposure.

Encourage engagement

Encourage communication with your audience. If a customer posts a comment, respond and get involved. If you find a follower who offers quality information or products, let them know and share it within your group. Social networks are vital to the development of your brand and business.

Try to keep the information you post fresh and relevant. Your posts should stay on topic and within your niche. Use a variety of methods to engage your fans, some of which may be:

  • Videos

  • Articles

  • Polls

  • Competitions

  • Memes

Customize your video ideas accordingly to grab the attention of your audience. For example, if you are selling a product, make a video that describes the product, how to use it, the benefits, etc., and not just try to sell the product. Always lead with benefits and value.

More than a social networking site

Facebook is not only a social network but also a strong marketing business platform. Facebook can be used to reach out and grow your business because there are millions of users on this page every day; why not use it to your advantage.

Proper use of Facebook can be a catalyst for launching your brand. Set it up right from the start, allowing it to be the foundation for your target potential customers using Facebook.

Use a managed Forex account to diversify your investments

You have probably already read about Forex trading and how some people become quite rich by investing in accounts managed on Forex or trading on their own.

The reality is that Forex is without a doubt a remarkable investment that can achieve returns that are only heard about in the stories of professional superstar traders on Wall Street.

Investing in managed Forex funds can allow you to make the returns you have always wanted to achieve through your mutual funds. In this article, we will talk about some very simple but impressive benefits of investing in managed funds on Forex as a method to diversify your portfolio.

Forex managed funds allow you to have a foreign currency account which already gives you some diversification. When you open a foreign currency investment account, you can get it in any currency supported by the brokerage house you use.

This allows you to have a foreign currency account. This provides a level of diversification as you have part of your capital in the currency of another country and therefore you can make the most of the strength of other economies around the world, for example the Aussie or Swiss economies.

The foreign exchange market is not affected by economic issues in the same way that it affects the stock market: For those who have held shares, you will be able to fully understand that when they publish news about the economy, your shares fall in value many times.

Alternatively, forex changes to news releases, but gives you a chance to make money if one foreign currency loses value.

Investing in foreign currencies will allow you to generate revenue both up and down: this is an advantage not seen in many other trading markets. In most assets such as stock trading or real estate investing, you can only make money if the prices of your stocks or real estate gain value, otherwise if it falls in value, you start losing money.

Managed Forex funds give you the opportunity to generate income on the way up and down, giving you the opportunity to protect some of your trading positions while you can still generate money from a declining economy.

Investing in managed Forex funds allows you to protect yourself from losses in other financial markets: when you invest in managed Forex accounts, you have the opportunity to stabilize your losses in other trading markets with your profits in your managed currency account.

This is a wonderful way to protect your entire portfolio and create a stream of great returns that will help you get the returns you want in your investment portfolio.

No matter what your investment qualifications are, you can always use more returns from unrelated asset classes such as foreign exchange.

Keep in mind that when you invest in Forex managed accounts, your investment remains liquid and reached which is definitely a great reward for investing in a foreign currency.

We hope we have been in a position to help you understand how to achieve profitable diversification using currency investment strategies.

Benefits of Panaesha Capital Exchange (PCEX).

The cryptocurrency market flourished in 2017-2018; the total market capitalization of cryptocurrencies reached $ 700 billion last year. With the huge market potential offered by cryptocurrencies, trade in digital currencies is booming and several crypto-exchanges have been launched for a period of one year, and they are still in development. Crypto exchanges are platforms where traders can exchange cryptocurrencies for other cryptocurrencies or fiat money.

Panaesha Capital Exchange (PCEX) is a cryptocurrency trading platform that will be launched in the third quarter of 2018. PCEX is secure, fast, provides high liquidity and uses a brokerage channel for added security. The platform is a one-stop trading solution; offering both cryptocurrencies for cryptocurrency exchange and cryptocurrency trading for fiat currencies.

Advantages of PCEX

Multifunctional Exchange platform

Many crypto-exchanges, even prominent platforms, only support crypto-crypto trading, forcing merchants to operate on multiple exchanges. Crypto-traders first buy cryptocurrencies for fiat money on a certain platform, and then distribute currencies on several trading platforms to ensure liquidity and profit. To convert digital currencies into fiat, merchants have a choice between only a few platforms. PCEX is a comprehensive solution that offers high liquidity; crypto-merchants can conduct all their trades on one platform and significant returns will also be provided.

High liquidity

To promote the liquidity of digital assets on PCEX, the platform embodies all the key attributes for fast exchange;

Simple user interface to simplify the transaction process. PCEX is made similar to the format of the National Stock Exchange for information.

Low transaction fees (PCEX insists on a very small number of platform trading fees).

Sophisticated buying and selling procedure through a superior matching mechanism. Trade orders will be quickly reconciled on the platform.

High caliber order reconciliation

Users at PCEX are offered a restricted trade procedure so that they can buy or sell assets at a price they set; the pairing mechanism will try to improve sales by pairing the store with better price in a limited time. The limited time will be set by the merchants after which the trade order will be removed from the platform. PCEX has the ability to quickly reconcile orders through a superior order reconciliation mechanism.

Affordable fees

For trading on PCEX, crypto-merchants will incur only two fees: transaction fees and withdrawal fees. The transaction fee on PCEX is much lower than the fee on other platforms that offer similar services. A significant portion of transaction fees go to PCEX brokers and sub-brokers; the platform will get a smaller part of the cutting.

Brokerage and sub-brokerage channels

Crypto-trading brokers and sub-brokers are a unique feature of the PCEX trading platform. Traders on cryptocurrency exchange platforms usually face poor customer support and slow response times. PCEX eliminates this shortcoming by hiring a fleet of brokers and sub-brokers to personally assist traders in each trade. Merchants on PCEX will be assigned a single point of contact that they can contact at any time for assistance. No dark period of non-response will ever be associated with PCEX.

Through a brokerage channel and exceptional services, PCEX aims to build long-term customer relationships. The brokerage channel also adds a layer of security to the platform.

High security

Otherwise, PCEX has several layers of security. The platform has a Clark-Wilson security architecture model to ensure data integrity. The security system will check the acceptance of PCEX information so that all data breaches can be prevented. Secure operations on the platform require auditors to cooperate; devices and identities are set up to protect the website. PCEX provides crypto-merchants with a level of security that is impenetrable and protects the identity of merchants and digital assets from hackers and accidental loss.

All users, brokers and sub-brokers on PCEX must comply with the KYC / AML protocol; PCEX prepares in advance for any regulations that may arise in the future. Traders can also be assured of legal behavior on the platform.


Cryptocurrency trading is an unstable atmosphere with prices falling and falling almost daily. Price volatility depends on state or state regulations, security, acceptance of digital currencies by suppliers, major players, etc. Cryptocurrency trading provides a much higher return on investment than a traditional stock exchange; early investors in cryptocurrencies made millions in profits in the period 2017-2018.

To support the growing demand for digital currencies and digital currency trading platforms, PCEX is adopting an advanced framework with tools for a complete service. Everything a crypto-merchant will need for seamless effortless trading is available on PCEX. In fact, PCEX goes further.

Explore a new and remarkable crypto-exchange at

A Beginner’s Guide to Owning a Bitcoin Cryptocurrency

Bitcoin cryptocurrency is buzzing all over the world, whether you are online or any medium. It’s one of the most exciting and craziest things to happen in just the last few years. More importantly, you can earn a great yield by trading bitcoins or you can keep it for the long term.

You may hear about stocks, commodities, Forex, and now a new currency called Bitcoin trading that is greatly affecting our lives. In this guide for beginners on Bitcoin cryptocurrency, you will get to know ABC Bitcoin.

About Bitcoin cryptocurrency

The emergence of Bitcoin is still unknown, but in October 2008, a paper was published under the pseudonym Satoshi Nakamoto from Japan. His identity is still unknown and he is believed to have about a million bitcoins worth more than $ 6 billion as of September 2017.

Bitcoin is a digital currency popularly known as a cryptocurrency and is free of any geographical boundaries. It is not regulated by any government and all you need is an internet connection. As a beginner, Bitcoin technology can be confusing and difficult to know. However, I will help you to delve deeper and how you can easily do your first Bitcoin trading.

Bitcoin cryptocurrency is working on blockchain technology which is a digital public book shared by everyone in the world. Here you will find your transactions whenever you trade Bitcoin and anyone can use the book to check it out. The completed transaction will be completely transparent and verified by the blockchain. Bitcoin and other cryptocurrencies are part of the blockchain and are a great technology that only works online.

Key terms related to Bitcoin cryptocurrency

Before you are ready to own your first Bitcoin, it is better to know the key terms related to bitcoins. It is also called BTC which is part of bitcoin and 1 bitcoin is equal to 1 million bits. With the advent of bitcoin, some other alternative cryptocurrencies have evolved. They are popularly called Altcoins and include Ethereum (ETH), Litecoin (LTC), Ripple (XRP), Monero (XMR) and many others.

XBT and BTC are the same thing and usually abbreviated for bitcoin. Mining is another term that is often used and it is actually a process that performs computer hardware for Bitcoin networks.

Things you can do with Bitcoin

You will be able to trade, make transactions, accept and store bitcoin. You can send it to friends, request it from a friend and store it in your digital wallet. Even now you can directly top up your mobile / DTH by paying via bitcoin.

Transaction costs are low compared to PayPal, credit cards and other online intermediaries. Furthermore, it protects your privacy that can leak to the internet while you use credit cards. It is extremely safe and no one can seize or steal coins. Due to its transparency in the system, it is also not possible to manipulate due to the common public book. You can confirm the transaction from anywhere and at any time.

Demand is likely to grow as total bitcoin production is limited to just 21 million. Japan has already legalized it, and it could soon be followed by other countries, and the price could rise further.

In the coming days I will cover more about Bitcoins where you will learn great things about bitcoin trading. You can comment on your views and ask anything relevant to bitcoin.

If this guide for beginners to Bitcoin cryptocurrency is useful to you, share it and like it on social media.

5 best investments for beginners

The saying goes something like ‘the best time to start investing is now.’ For some beginners, this can be tedious, given the amount of information about the best return on investment. Other beginners will think that this is an easy way to make money quickly and dive into the market.

This post is for the amateur investor who is willing to make a strategic decision to protect his investment from exposure to unsustainable risk, but with enough freedom to follow conservative opportunities that bring in capital gains while learning the ropes of trade.

In addition to a theoretical understanding of how financial markets work, it is imperative that a beginner gain a realistic insight into the different strategies investors use in their search for market opportunities.

The following is a detailed explanation of the five best investment approaches suitable for beginners:

  1. ETFs

Stock traded funds (ETFs) offer less rigorous opportunities to participate in the stock market. For starters, investing in an ETF is ideal because the ETF brings together several assets including certain stocks, commodities and bonds, and the performance that is monitored against the index. ETFs allow you as an investor to trade several assets commonly as if they were a single stock. The diversification of the ETF allows beginners access to a wide portfolio of stocks and bonds, providing convenience and reduced risk. Accordingly, the flexible nature of ETFs allows the investor to trade flexibly, with the choice of buying and selling at any time during regular business hours.

  1. Mutual funds

Mutual funds are pooled investment instruments ideal for beginners because of their two basic characteristics. First, a beginner can access the services of a professional trader on behalf of a fund manager despite a modest amount of capital, some as much as $ 25. Second, the investor is exposed to minimal risk because mutual funds, such as ETFs, invest in a diverse portfolio of asset classes of stocks, commodities and bonds in different markets and industries.

  1. Individual stocks

After a detailed analysis of the past performance of individual stocks and the prevailing facts, individual stocks can offer a stable investment opportunity suitable for beginners. However, care should be taken to ensure that investing in a particular stock does not impair the risk tolerance level of your portfolio in the event of a negative development. Markets are not always predictable.

  1. Certificate of deposit

Depositing money in a bank for a certain period of time with a fixed and guaranteed return on capital plus interest is a good investment opportunity for beginners. The certificate of deposits is secured and thus the capital plus interest is guaranteed to the investor at maturity. However, it is important to understand that access to this money is limited during the projected investment period and may cause fees or interest losses in the event of withdrawal.

  1. High-yield savings account

This investment also involves savings solely for the purpose of gaining capital gains from interest over a specified period. However, unlike the certificate of deposit, the interest rate is not fixed and therefore the interest rate is in line with prevailing market rates. However, the funds in this account are more liquid and are easily available to them.

How cryptocurrencies add complexity to the divorce process

If you do not personally invest in cryptocurrencies, then it is likely that you have friends, family members or colleagues doing so at this time. Cryptocurrencies have risen from a very niche market to an almost complete mainstream, and they have done so in a very short time. Now that they are so ubiquitous, there is a new issue that needs to be debated, and that is the question of how cryptocurrencies are handled in the divorce process.

Determining and distributing financial assets, as well as determining alimony payments, are central issues that are addressed during most divorce proceedings. There are many tools available to a lawyer to detect financial assets, but when you combine Bitcoin and divorce, you are left with something completely new.

Handling Bitcoin and divorce differs from handling other financial assets for several major reasons. One is the pure volatility of their value. It is known that Bitcoin and other cryptocurrencies are going through absolutely wild changes, both up and down, in value. Therefore, the value either needs to continue to be monitored and updated on the fly, or to be set at a certain time, when in the end it could be worth something much different. In both cases, it is less than an ideal circumstance for determining and allocating property or determining alimony.

Another key issue to understand between cryptocurrency and divorce is that these markets and their transactions are designed to be anonymous and secure. Studying an individual’s assets, accounts, or transactions is not the same as looking for a bank account, retirement account, or stock portfolio. The traceability of an individual’s cryptocurrency will be difficult at best, and it remains unclear whether the courts put any power of subpoena behind it or not.

Clearly, this is just the beginning of the Bitcoin issue and divorce, as all cryptocurrencies are still on the rise. As more and more people start or continue to use them, and become more frequent and accepted, the way they are treated as financial assets during the divorce process will continue to be the focus of attention. The fact that they got up so fast in the beginning has left many people today unprepared for how to treat them in such things. Keep in mind, Bitcoin was launched less than a decade ago.

As always, be sure to consult with an experienced professional in your local area. While there is still much uncertainty about how Bitcoin and divorce will be handled and what types of judgments may await us in the future, an experienced divorce lawyer will be able to guide you through the process and offer insight into areas of financial discovery and all aspects of unresolved subject.

Surviving outside of FOMO – How to choose a winning ICO project for long-term value

In a world driven by hype and FOMO [Fear Of Missing Out], it is becoming increasingly clear that diligent crypto enthusiasts must have a litmus test to select support tokens in a world where it is difficult to find real viable projects, and good projects with long-term prospects even harder to distinguish than ‘shitcoins’.

With recent developments where most new cryptocurrencies are reaching record lows and new ICO projects are not meeting their wishes after Crowdsale, it is now common for frustrated ‘investors’ to blame ICO promoters on social media instead of blaming themselves for not exercise due diligence to select the most likely winner after the mass sale before purchasing the token during the ICO.

From my extensive observation, it seemed that most crypto buyers simply bought coins during the FOMO-based ICO (Fear of Leakage) created by the masters of hype behind those coins. Many simply bought without understanding the purpose of the coin after the ICO or what the token should do after Crowdsale. When nothing happened after the ICO, as is often the case for many ICOs now, then they would jump on social media and scream about the bloody murder.

Recently, my team and I just finished a tour of Africa and some parts of the US to promote the Nollycoin ICO. We organized and sponsored various conferences, held live AMA (Ask Me Anything) press meetings, and held many one-on-one meetings with crypto whales, small investors, and crypto millionaires of all colors.

On top of all that, one thing that amazed me above all is that MOST token holders had NO IDEA about the core business or project behind selling the tokens they were involved in.

Even stranger to my observation was the incredible fact that many could not tell you the value of the project, its goals, or the company’s plan to disrupt the market and grab some of the customers in its industry. They simply bought ICO because several telegrams or Facebook pages they visited kept telling them they were buying. Hodl and buy more ‘. Most simply worked on the herd instinct, not on objective reasoning.

Now, if most of the people I met were just teenagers or people without education, I wouldn’t be so surprised by the level of ignorance of many crypto ‘investors’ I met. On the contrary, many of those I met were college graduates and people of some financial status. Yet less than 10% of them could easily articulate why they bought the coin in the expectation that its value would increase over time. Wherever I went, very few people could tell me the name, experience and ability of the corporate managers of a company that sells coins.

The only thing most of them could point out was that the coins were recommended by ‘respected’ influencers when the facts proved that most of them were paid to create FOMO and a reputation for otherwise useless shitcoins.

Apart from the so-called fake influencers, all that many cryptocurrency buyers knew was that the names of the team leaders were Russians, Chinese or Koreans, although they knew absolutely nothing about them. As if all you need for a successful ICO is to list the names of people from Korea, China or Russia that no one could verify even with a simple Google search.

While I agree that there are certainly many things to consider when deciding whether project tokens will grow over time, I think the acid test and the most immediate evaluation criteria should be the usefulness of the coin itself beyond what would happen in crypto exchanges.

Although most crypto token owners I’ve met didn’t even know it, the reality is that if you bought a token from most ICOs, you didn’t actually ‘invest’ in that company. You would not buy company shares and you would not buy any securities from the company.

And at best, what you did when you bought tokens during most of the ICOs was ‘donate’ to the project in exchange for giving a service token or coin that has no legal value other than a business ecosystem controlled by the issuing company.

In words, other than your hope that the price of the token will ‘smile’ or rise to become a millionaire, there is nothing else you can do with the token other than enjoy the benefits provided by the ICO company, if anyone.

Since no one could have predicted with certainty how Crypto would behave on the crypto exchange when it finally got there, and recent experience has shown that most token prices would most likely jump in the first weeks after the exchange opens (due to big sell-offs by speculators), there would be it makes sense to look at what other value or utility you can get out of your token other than the expected ‘mooing’ of the stock market.

As the crypto revolution has continued to evolve, reshape and adapt to different market developments, the only way to ensure your money is not thrown down the drain is to make sure you can still use those tokens to get great value and benefits even if you you could sell it right away for a profit on the exchange.

In making this decision, you need to ask yourself this primary question: What is the value, product, or service generated by the company selling the token that will give me enough value for my money to make this purchase worth my time?

In the world, the price of tokens on different stock exchanges is falling, the more opportunities you have to use tokens in real life beyond the expected listing on the crypto exchange, the greater the chances that you will not end up frustrated or stranded. tokens that are useless to you.

So, you have to ask again and again: IF this coin has never been traded on the stock exchange, would I still be happy to support the vision? If this token has lost 70% of its value on the exchange, can I still use it and get value for my money elsewhere?

If you couldn’t answer these questions in the affirmative after reviewing WHITEPAPER and filing the company’s claims, then you should think twice before buying that coin.

A recent case study

Take the current ICO like Nollycoin which is a token that drives the Blockchain-enabled movie distribution ecosystem. Coin promoters have created different utility scenarios for coin buyers to ensure that no matter what happens to Nollycoin on the cryptocurrency exchange, their sponsors and token owners will continue to smile.

Some of the great useful resources related to the Nollycoin token in the Nollytainment ecosystem include

• Ability to use Nollycoin tokens to watch exclusive movies in cinemas and cinemas

• Ability to use the Nollycoin token to access 1000 movies on their Netflix-on-steroids blockchain Movie distribution.

• Ability to use Nollycoin tokens to purchase products and services at NollyMall which is like Amazon’s platform for entertainment-based products.

• Possibility to use Nollycoin tokens to pay tuition fees on the NOLLY Academy platform and partner companies

As you can see, beyond the usual expectations that tokens will be listed on a cryptocurrency exchange platform, you need to look beyond the hype ico, the immediate and future usefulness of the token and the viability of the underlying project behind it.